.decision-calculator {
  position: relative;
  overflow: hidden;
  margin: 1.8rem 0 2.2rem;
  padding: clamp(1.2rem, 3vw, 2rem);
  border: 1px solid rgba(138, 171, 255, .22);
  border-radius: 24px;
  background:
    radial-gradient(circle at 92% 8%, rgba(124, 241, 204, .12), transparent 36%),
    linear-gradient(145deg, rgba(19, 27, 54, .97), rgba(10, 15, 33, .98));
  box-shadow: 0 22px 58px rgba(0, 0, 0, .2);
}

.decision-calculator::before {
  position: absolute;
  top: -.2rem;
  right: .9rem;
  color: rgba(137, 166, 255, .1);
  font-size: clamp(5.5rem, 14vw, 10rem);
  font-weight: 800;
  line-height: 1;
  pointer-events: none;
}

.payment-cost-tool::before { content: "%"; }
.payout-timeline-tool::before { content: "24"; }

.decision-tool-head,
.decision-tool-fields,
.decision-tool-results,
.decision-tool-formula,
.decision-tool-note {
  position: relative;
  z-index: 1;
}

.decision-tool-head { max-width: 760px; }

.decision-tool-head .eyebrow {
  margin: 0 0 .55rem;
  color: #7cf1cc;
}

.decision-tool-head h2 {
  margin: 0;
  color: #f7f9ff;
  font-size: clamp(1.45rem, 3vw, 2.15rem);
  line-height: 1.12;
}

.decision-tool-head > p:last-child {
  margin: .7rem 0 0;
  color: rgba(231, 237, 255, .72);
  line-height: 1.65;
}

.decision-tool-fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: .85rem;
  margin-top: 1.35rem;
}

.decision-tool-field {
  display: grid;
  gap: .5rem;
  min-width: 0;
  padding: .9rem;
  border: 1px solid rgba(148, 174, 244, .15);
  border-radius: 16px;
  background: rgba(255, 255, 255, .035);
}

.decision-tool-field span {
  color: rgba(231, 237, 255, .72);
  font-size: .82rem;
  font-weight: 700;
}

.decision-tool-field input {
  width: 100%;
  min-height: 46px;
  padding: .72rem .8rem;
  border: 1px solid rgba(153, 181, 255, .24);
  border-radius: 12px;
  color: #f7f9ff;
  background: rgba(7, 12, 29, .82);
  font: inherit;
}

.decision-tool-field input:focus-visible {
  outline: 2px solid #7cf1cc;
  outline-offset: 3px;
}

.decision-tool-results {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: .8rem;
  margin-top: .9rem;
}

.decision-tool-result {
  display: grid;
  gap: .35rem;
  min-width: 0;
  padding: 1rem;
  border-radius: 16px;
  background: rgba(124, 241, 204, .07);
}

.decision-tool-result span {
  color: rgba(231, 237, 255, .66);
  font-size: .78rem;
}

.decision-tool-result strong {
  color: #f7f9ff;
  font-size: clamp(1.15rem, 2.3vw, 1.65rem);
  overflow-wrap: anywhere;
}

.decision-tool-formula {
  display: block;
  margin-top: .8rem;
  padding: .8rem 1rem;
  border-left: 3px solid #7cf1cc;
  border-radius: 0 12px 12px 0;
  color: #cbd7ff;
  background: rgba(255, 255, 255, .035);
  font-weight: 700;
}

.decision-tool-note {
  margin: .8rem 0 0;
  color: rgba(231, 237, 255, .62);
  font-size: .85rem;
  line-height: 1.55;
}

@media (max-width: 760px) {
  .decision-tool-results { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
  .decision-tool-fields { grid-template-columns: 1fr; }
  .decision-calculator { border-radius: 20px; }
}

@media (prefers-reduced-motion: reduce) {
  .decision-tool-field input { scroll-behavior: auto; }
}